Got questions? We’ve got you covered.
We know finance can be confusing — so we’ve answered some of the most common questions our clients ask. From how the process works to what loan options might suit you, you’ll find clear, simple answers right here.
What does a mortgage broker actually do?
A mortgage broker acts as your guide through the lending process — helping you understand your options, compare lenders, and secure the loan that best fits your needs. At My Choice Finance, we take it a step further by offering ongoing support, clear advice, and a client-first approach from start to finish.
Do I need to pay for your services?
In most cases, our service is free. We’re paid a commission by the lender once your loan settles — but our focus is always on what’s right for you, not just what gets approved.
How do I know which loan is right for me?
That’s exactly where we come in. We take the time to understand your goals, lifestyle, and financial situation, then match you with the right loan product — whether it’s for your home, business, investment, or future plans.
Can you help me if I’m self-employed or have a complex income?
Yes — we specialise in working with a wide range of financial scenarios, including self-employed clients, contractors, and those with more complex structures. We’ll help present your situation clearly to the right lenders.
What types of loans do you offer?
We assist with residential loans, commercial property loans, refinancing, SMSF lending, asset finance, investment loans, and personal loans. Whether you’re buying, upgrading or restructuring — we’re here to help.
What’s the benefit of refinancing?
Refinancing can help you get a better interest rate, reduce your repayments, consolidate debt, or access equity for other goals. We’ll review your current loan and help you decide if switching is the right move.
Can you help with investment properties or SMSF loans?
Absolutely. Whether you’re investing personally or through your self-managed super fund, we’ll guide you through the process and structure the loan to align with your goals.
How do I get started?
Simply get in touch with us — we’ll arrange a quick chat to understand what you’re looking for and how we can help. From there, we’ll guide you through the steps with clear advice and support.
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The right choice,
made easier.
At My Choice Finance, we combine deep expertise with genuine care, taking the time to understand your goals and guide you toward the best solution. No jargon, no pressure, just lending that fits your life, your business, your future.
Fill in your details below and we’ll be in touch to chat about how we can help. It’s quick, easy and the first step to finding the right lending solution.